Tarjani Insurance
  Why Insurance
  Why Insurance Broker
Why do you need Insurance ?
Risk Mitigation and Wealth Creation through Insurance

The Techniques and Products
Understanding Risk
  • Risk is
    • An unfavorable event happening
    • A favorable event not happening
  • Risk taking ability
    • Ability to pass on risk to a pool (insurance)
    • Ability to absorb risk (wealth creation)

Risk in Your Life
As a social animal you face the following risks:

  • Risk of an early death (life insurance)
  • Risk of out-living ones income (pension plan)
  • Risk of illness and health problems to oneself & the family (health insurance)
  • Risk of accident causing loss of life or impairment (accident insurance)
  • Risk of loss and damage of property (property insurance)
  • Risk from professional liability (liability insurance)
Insurance Classification

Risk / Loss Mitigation takes care of mainly

Risk of Early Death
And the resultant financial embarrassment faced by the dependants.
Also, Risk to Health & Risk from Accidents may cause loss of income or earning ability And, Risk of loss of property.

Wealth creation takes care of

Risk of Out-Living Ones Income or living Longer (“Excessive Longivity) resulting in financial dependence on other people.

The Options Available for Risk / Loss Mitigation

Life Insurance
  • Term Insurance
  • Whole Life Insurance
General (Non-Life) Insurance
For Self & Family
  • Health Insurance
  • Accident Insurance
For Property / Liability
  • Home Insurance
  • Motor Vehicle Insurance
  • Liability Insurance
  • Miscellaneous Insurance
The Options Available for Wealth creation

Life Insurance
  • Endowment Assurance
  • Unit Linked Insurance Plan
  • Pension Plan
Insurance is an ideal investment choice for many due to
  • Compulsory savings
  • Tax benefits
  • Added risk cover
Liability Insurance
  • Provides insurance cover for the liability that may arise from the practice of ones profession.
  • A must for professionals such as doctors, lawyers, chartered accountants and others, for risk-free practice of their professions.
The Role of Tarjani in Insurance Services in India:
At Tarjani Insurance Broking Services we provide standard and tailor-made insurance solutions for life and non-life insurance to individuals and corporate entities.


IRDA Insurance Broking License Code : DB 438/09.