Hull And Machinery

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Hull & Machinery Insurance is a class of ocean marine insurance that covers physical loss/damage to the ship or vessel insured. This branch of insurance is a very specialized class of insurance concerned with insurance of hull & machinery of ocean-going and other vessels like barges, trawlers, fishing and sailing vessels in addition to the ship owner’s other insurable interests, known as subsidiary interests, like freight and disbursements. Usually, it is written on an “all-risks” basis.