Plant, Equipment And Machinery

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Mobile plant, equipment or machinery which is generally used away from your premises is exposed to accidental physical loss or damage due to sudden unforeseen reasons, and other related liabilities arising from its use, either whilst it is at work or at rest.

Apart from accidental loss or damage, your plant or machinery is also exposed to breakdown caused by heating, electrical failures and faults, obstruction of foreign objects on the machine, impact, collision etc.

The owners may also be exposed to serious financial implications arising from the loss of use of such plant or machinery following an accidental loss, damage or breakdown until it is restored.
These risks can be insured either under a Plant All Risks Policy or a Machinery All Risks Policysuitably extended to include consequential loss and legal liabilities.