Home Loan Protection Insurance

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When you take out a home loan, you enter into a financial commitment between yourself and the lender. If you are unable to fulfill this commitment, the lender can take possession of your home. If you have dependants who you care for, you need to ensure that they are provided for should you die

The emotional trauma can not be avoided; the financial trauma can be.

The Home Loan Protection Plan provides you with the comfort of knowing that should you die, a sum of money will be available towards repaying your housing loan. This means that your dependants will be secure in your family home.

A decreasing sum assured payable if you die during the term of the contract. This sum assured is intended to help pay-off your outstanding home loan. By reducing the sum assured as the years go by, we ensure that you do not pay for protection you don’t need.

Home Insurance
Home contents can be covered against accidental damage, fire, and theft. Personal possessions like watches, binoculars, cameras, laptops, and jewellery can be covered on All Risks basis with Worldwide Travel extension. Also covered is inter alias the insured’s personal liabilities to Third Parties. Various types of policies are available in the market and it is important to select the one best suited for your needs.