Medical Insurance

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With the cost of medical procedures or hospitalization increasing at an alarming rate, health insurance has become a “must-have” for every individual. Medical Insurance provides for reimbursement of hospitalization expenses in the event of an illness/disease or accidental injury. Such insurance may cover some or all of the expenses of hospitalization, surgery, physician’s fees, drugs/medicines, laboratory tests, x-rays and other diagnostic procedures.

Medical insurance for a single person is taken out on an individual basis, and is usually little expensive than a group policy which is taken out for a group of people, under a single master policy issued to the employer or to an association with which they are affiliated.