Services

Diversified Insurance Services
An Array of Insurance Services.

General Insurance

Health Insurance

Credit Insurance

Life Insurance

Health Insurance

Health Insurance offers coverage for expenses in case of a medical emergency. The cost of the policy varies for each individual depending on their age and medical history. Usually, a health Insurance offers one or two claims during the term of a policy, however, some policies offer unlimited claims.

The current health insurance plans cover covid-related expenditure. Specific policies for Covid-19 cover the costs of PPE Kits, Doctor's Fees, Ventilators, etc.

Features & Benefits:

  • Several individuals have multiple insurance plans from their employers, plus, the ones bought by themselves. This helps in bumping up the coverage
  • Coverage of pre-hospitalization and post-hospitalization expenses.
  • Tarjani Insurances suggests policies with a Cumulative bonus which is a reward for not filing a claim during the past policy year.
  • We also advise having a good claim settlement ratio, which helps you utilize the insurance when there is a high requirement.

Important to Note:

  • It is essential to consider if the policy offers cashless hospitalization. Wherein the settlement of the bills is taken care of directly between the hospital and the insurance company.
  • Tarjani Insurance helps you choose the policy based on your location and the network of hospitals covered by the policy. In case of a non-network hospitalization, you will need to file a reimbursement claim with the insurance company.
  • Tarjani assesses your needs, health state, current conditions, and financial stability and advises on the most suitable policies to ensure better coverage.

The Family Health Insurance is for families with children and senior citizens. Instead of obtaining different policies individually, you can take a single one and receive similar benefits, hence the premium becomes affordable and you receive Tax Benefits under Section 80D.

While current health insurance plans cover Covid-related expenditure, Specific covid policies cover the costs of PPE Kits, Ventilators, doctor's fees, etc.

Features:

  • Coverage of pre-hospitalization and post-hospitalization expenses.
  • We suggest policies with a cumulative bonus, which is a reward for not filing a claim during the past policy year.
  • We advise on having a good claim settlement ratio, so that you can utilize the insurance when there is a high requirement.

Tailor-Made Group Health Insurance is usually obtained by the employer of an organization. It insures the medical expenses of employees' immediate family members including pre/post hospitalization charges. Most employees place a high value on this.Since it’s a group, the employer receives significant discounts on the Premiums & Taxes.

The current health insurance plans cover covid-related expenditure, specific policies for Covid-19 cover the costs of PPE Kits, Ventilators, doctor's fees, etc.

Important to Note:

  • It is essential to consider if the policy offers cashless hospitalization. Wherein the settlement of the bills is taken care of directly between the hospital and the insurance company.
  • Tarjani Insurance helps you choose the policy based on your location and the network of hospitals covered by the policy. In case of a non-network hospitalization, you will need to file a reimbursement claim with the insurance company.

Therefore, it is imperative for Tarjani to carefully evaluate your company, coverage required, claim process, and demography for designing the right policy.

Contrary to health insurance, critical illness insurance covers you from the time you are diagnosed with any life-threatening disease.

Both policies require a waiting period before you can claim, but in the Critical Illness Insurance policy, you receive a lump sum amount at diagnosis.

Features & Benefits:

  • Critical Illness Insurance covers diseases that are usually excluded from a standard Health Insurance.
  • People in their late thirties who have a family history of serious illnesses including cancer, heart disease, or kidney problems ought to purchase this coverage.
  • We help you determine the nature of the illness, predict the costs involved and advise accordingly.
  • We look into the sub-limits within each policy.
  • Age also plays an important role in Critical Illness Insurance. Some plans don’t allow you to renew your policy beyond the age of 60, while others provide lifelong coverage.
  • Tarjani Insurance recommends this policy to the primary income earner of the family, especially if they have a medical history or are in high-pressure jobs.
  • Understanding the exclusions of each policy is essential. For example- some policies may focus on heart diseases instead of cancer. Hence you need to be well aware of the policy exclusions.

In case of a claim, Tarjani Insurances guides you in your decisions so that you receive the full amount that is promised by the Insurance Company.

Overseas Mediclaim is designed to insure individuals and their families who are traveling to a foreign country and may require medical assistance.

Features:

  • Overseas Mediclaim Policy is a mandatory step for people traveling for business, leisure, students studying abroad and frequent corporate travelers.
  • International medical care charges are exorbitant. Overseas Mediclaim covers expenses both, as an inpatient and outpatient for illness or disease contracted or injury sustained during travel..
  • A comprehensive overseas Mediclaim policy will not only cover your medical expenses but also insure loss of baggage, cancellation of flights, loss of passport, and more.
  • Special insurance packages are designed for travelers visiting places like the USA, Australia, Schengen Region, Middle East, and much more.

Tarjani Insurance evaluates your travel itinerary and recommends a suitable policy with the best reimbursement plans.